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About Spay Technology Pvt Ltd

Spay Hai To Bharosa Hai - Dil Se Dil Tak

SPAY Technology Private Limited is a Fintech Company, which focuses on empowering Migrant population & other Underserved sections of the Indian economy. Spay Technology caters to a number of services such as Money transfer, Aadhaar Enabled Payment System, Bill payments, Recharge, travel bookings, Insurance, etc. Spay Technology believes in providing services as per “Where our Consumers need it, when they need it & in the Manner they need it”.

Our Vision is to assist in accrediting every underserved segment of the Indian population to live a hassle-free life. As Spay Technology understands the Consumer needs and provide services as per their Lifestyle, we are building an unparalleled platform, which brings finance services at the Consumers doorstep/ or in their hands, regardless of their location.

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    Awards Won

  • 10

    Years Of Experience

  • ET Now Coverage
Core Features

Why You Choose Our Company


Fast Executions

99.99% of our transfers are ready within 2-3 sec.


Guide & Support

24x7 dedicated support through Calls, Emails and Live Chat.


Financial Secure

We use industry-leading technology to protect your money..


Low Cost

We offer better rates and lower fees than most conventional vendors and money transfer services..

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What Services We Provide

Get Exceptional SPAY Service For Growth

Spay will secure your future & help you earn more with our Best In Class Services.

Domestic Money Transfer

Spayindia offers to Send money to any bank acoount across india with most secure way and lowest cost. Just add your Beneficiary details and make IMPS/NEFT transfer to send money directly to bank account.

AEPS Withdraw

AEPS is a payment service that allows a bank customer to use Aadhaar as his/her identity to access his/her Aadhaar enabled bank account and perform basic banking transactions like balance enquiry, cash withdrawal.

Aadhar Pay

Aadhaar Pay is a payment system which allows merchants to collect payments from a customer using his Aadhaar number and biometric authentication. The Aadhaar seeded account of the customer gets debited and merchant account gets credited

Mobile/DTH Recharges

Spayindia offers a mobile/dth recharge service through which you can make a postpaid, prepaid mobile recharge and DTH recharges. It is an instant and easy recharging process.

Utility Bill Payment

Pay your Electricity, Gas, Water, Broadband, Landline, Postpaid Bills, Loan EMI, LPG Gas Cylinder & More with fast and reliable services.

EMI Repayment

Spayindia offers to you to pay your loan EMI like Home loan and pay your insurance premium installments with fetch facility.

Pay Credit Card Bills

You can pay your credit card bills through our instant pay services. We accept all types of credit card like Mastercard, Visa, Amex to pay your dues.

LIC Premium Payment

Enjoy handiness when it comes to insurance premium payment, now you can pay your premium online through spayindia outlets, anytime & anywhere from the comfort of your way.

OTT Subscriptions

If you want a mix of entertainment, sports, and documentaries, this is the OTT bundle subscription you should get right now. We provices Disney+ Hotstar,Alt Balaji, Humgama and many more.

Flight Ticket Booking

Get best discounts and deals on domestic flights booking around the world. Book air tickets with Spayindia to your favourite Destination in India.

How To Join Us

Join Spayindia in 3 Easy Steps

Personal & Business Details

Provide your personal details and your business details like Name, Address etc.

Valid ID and Address Proofs

Provide your valid ID Proof like Aadhar Card and Address Proof like Elecrticity Bill or Business Registraton Details.

Get Approved in 24 Hours

Our team will do Kyc of yours and your's documents, will activate your account if all things are valid.

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Are You Ready? Call Us Now

Get your Quote or Call +91 9250072500 , 01206911111

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Get In Touch

Request A Call-Back

Expert Team

We Have An Exclusive Team

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Spay Security Deposit Plan

Spay will secure your future & help you earn with our Best In Class.

Call Us : +91 9250072500

Mail Us :

* Only For SPAY Merchants
Spay FAQ

Frequently Asked Questions

Find your answers about your doubts that how money tranfer or others services works

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Latest News

Latest News From Print Media


Nikhilesh Tiwari: A man of influence, intelligence, belief, and visions.

Nikhilesh Tiwari is a believer, a true leader, who was awarded “TIMES 40 UNDER 40 LEADER” by the Times Group, “INDIA’S GREATEST LEADER” by the AsiaOne Magazine, “MOST ICONIC CEO of the YEAR” by the Midday Magazine in Dubai and made Spay India too an award-winning firm

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Story of Kanpur Boy, Nikhilesh Tiwari, a Fintech founder

This ultimately took him towards founding his own firm in the form of Spay India. The company prides itself in being dedicated to solving the merchants’ issues and assisting them at every step of the way.

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  • Mumbai
  • 06 July,2022 03:27 PM

Constant innovations, while sticking to one’s core values, often leads people to massive success,” says ace Fintech entrepreneur Nikhilesh Tiwari

As the brain behind Spay India, he has changed the game of the Fintech for the better and how.

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